call us today!
800.785.8937
- Home
- Personal
- Auto Insurance
- Teen Driver
- Home Insurance
- Condo Insurance
- Renters Insurance
- Flood Insurance
- Motorcycle Insurance
- Off-Road Vehicle Insurance
- Watercraft Insurance
- Recreational Vehicle
- Umbrella Insurance
- Life Insurance
- Health Insurance
- Snowmobile
- Earthquake
- Long Term Disability
- Long Term Care
- Disability Income
- Business
- Service Center
- About Us
- Contact
Most Popular Posts
Making Strides Against Breast Cancer
Making Strides Against Breast Cancer is your opportunity to honor breast cancer survivors, remember people we have lost, and raise funds and awareness to help end this disease.Business Interruption
What’s the greatest hazard of all? Being shut down!Why Choose an Independent Insurance Agent?
With an independent agent you have choices.A Penny Saved!
With the economic decline hitting families everywhere, ANY opportunity to save a little money is one worth investigating.Insurance Fact or Fiction…
Red Cars are more expensive to insure? False – Red is a popular color but your premium is safe.Posts By Date
Latest From Twitter
When Will I Die?
Life throws many curves and uncertainties at us all. We try to prepare the best we can for the future, but have we provided for our loved ones in case we die? Now is the time to purchase life insurance. Now is the time to provide for your family’s mortgage payment, children’s college fund, increased cost of health insurance, and to maintain their present standard of living. Don’t delay in calling Shadduck Insurance in Binghamton, NY to look at the options available for your situation.
Some people will cover their needs with a level term life policy. Most companies today will write a 10, 15 or 20 year level term policy. Some people are more comfortable with a whole life policy that not only has a death benefit, but it has a cash value fund as well. Should you attain the age of retirement and your children have families of their own and you have saved enough for retirement, then you have the option to cash in that whole life policy. (The term policies do not build up cash value.)
Since we know our time on earth is limited it is not a matter of if we die, but when we die. If we had a crystal ball and knew what lies ahead of us, it would be simple to plan our course. Until we do have that knowledge it makes sense to plan for our families. We can do that with life insurance. Don’t wait. Now is the time. Call Shadduck Insurance or visit our website today!
Some people will cover their needs with a level term life policy. Most companies today will write a 10, 15 or 20 year level term policy. Some people are more comfortable with a whole life policy that not only has a death benefit, but it has a cash value fund as well. Should you attain the age of retirement and your children have families of their own and you have saved enough for retirement, then you have the option to cash in that whole life policy. (The term policies do not build up cash value.)
Since we know our time on earth is limited it is not a matter of if we die, but when we die. If we had a crystal ball and knew what lies ahead of us, it would be simple to plan our course. Until we do have that knowledge it makes sense to plan for our families. We can do that with life insurance. Don’t wait. Now is the time. Call Shadduck Insurance or visit our website today!
