New York Car Insurance Covers Electric Car Liabilities

12/21/2011 12:00:00 AM

051009_nev_604x372-thumb-604x372.jpgWith the rise in the number of electric cars and hybrids being offered on the market, it can come as a revelation to drivers how silent they can be. Most people are used to the hum of an engine when getting behind the wheel, but in many hybrid cars all you hear when turning the car on is silence. You might like to give some thought to how this silence can pose a threat when on the roads. Your comprehensive New York car insurance policy can help protect the financial investment in your electric car should an accident occur.

We are alerted to danger by our senses and not hearing a car approach can place a pedestrian at risk. That risk is also transferred to the driver. Should a pedestrian appear suddenly due to not hearing you approach, there is the risk of hitting them or colliding with a vehicle or object in your attempt to avoid them. Pedestrians are not the only road users at a disadvantage in not being alerted to a vehicles presence. Bike riders sharing a road with hybrid cars have little warning of an approaching car without the benefit of engine noise.

Car manufacturers are becoming aware of these dangers and many are utilizing technology to alert drivers and pedestrians of the close proximity to the vehicle, with audible warning sounds. Until these features are mandatory hybrid owners need to take care and be aware of the dangers their silent cars can present. In the event of an accident, your New York car insurance policy may afford you financial protection against damage and liability, but naturally, it’s preferable never to need to make such a claim.


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