Electrical storm safety tips and how our New York Renters Insurance can keep you safe!

New York has its fair share of storms and lightning during the year. Most lightning strikes cause little injury or damage, however, the results of a lightning strike can be devastating when there is damage to homes involved. Those living in rented premises should be aware that their landlords’ insurance only covers damage to the building and not to their personal effects. Having New York renters insurance is advisable to help protect against any financial loss incurred should your possessions be lost due to a fire after a lightning strike.

Being indoors may be the safest place in a lightning storm. It is often recommended that residents avoid the use of phones and any electrical appliances during an electrical storm. Other recommendations may include:

• Keep clear of windows if lightning appears close
• Avoid sheltering in any wet room areas, as a strike may cause current flow along water pipes or wiring
• When you are outdoors and cannot get to safety, it is recommended that you stay away from tall trees, poles or posts, and large, open spaces
• Avoid being close to waterways or metal objects that could conduct current

Lightning can be lethal and taking precautions when storms bring lightning with them is advisable. For those renting in New York, renters insurance is something else that is advisable. Coverage may help you get back on your feet if the personal effects in your home are damaged!


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