If you own a motorcycle, moped or scooter and you drive on public roadways in Binghamton New York, you are required by law to carry insurance. Contrary to what people think, a motorcycle cannot be added to an auto insurance policy, and liability does not extend from your auto insurance. Also, if the cycle gets damaged or stolen, coverage does not extend from your homeowners policy. The only contract that provides coverage for a motorcycle is motorcycle insurance.

Shadduck Insurance has seen a large influx of clients who buy motorcycles to save on gas. Keep in mind, folks often choose minimum liability limits, thinking that a direct impact of a cycle with a car won’t cause that much damage. Not true!

This is a good time to review the insurance you have on your motorcycle. If you have any questions about your current coverage or you are looking for a motorcycle quote please call Shadduck Insurance, an independent agent located in Binghamton, New York or visit our website!